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Terms of Use

Last Updated: October 27, 2025

Acceptance of Terms

Welcome to Margin Calculators. By accessing or using margin-calculators.com (the "Site"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use the Site.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. Your continued use of the Site after changes are posted constitutes acceptance of the modified Terms.

Description of Service

Margin Calculators provides free, browser-based calculation tools for pricing, profit margins, markups, break-even analysis, and related business calculations (the "Service"). All calculations are performed locally in your browser.

Use of the Site

Permitted Use

You may use the Site for:

• Personal business calculations and analysis
• Educational purposes
• Commercial decision-making
• Research and planning

Prohibited Use

You agree NOT to:

• Use the Site for any illegal purpose or in violation of any laws
• Attempt to gain unauthorized access to any part of the Site, servers, or networks
• Interfere with or disrupt the Site or servers
• Use automated tools (bots, scrapers, etc.) to access the Site without permission
• Copy, modify, distribute, or create derivative works from the Site's content without authorization
• Remove or alter any copyright, trademark, or other proprietary notices
• Use the Site in any way that could damage, disable, or impair the Site
• Attempt to reverse engineer any aspect of the Site
• Frame or mirror any part of the Site without written permission
• Use the Site to transmit malware, viruses, or malicious code

Disclaimers and Limitations

No Professional Advice

Accuracy of Calculations

While we strive to ensure our calculators are accurate and reliable:

• We do not guarantee the accuracy, completeness, or reliability of any calculations
• Calculation results depend on the accuracy of data you input
• The Site may contain errors, bugs, or inaccuracies
• Calculators provide simplified models that may not account for all variables in real-world scenarios

Always verify important calculations independently and with professional advisors.

No Warranty

THE SITE AND SERVICE ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy or reliability
• Uninterrupted or error-free operation

We do not warrant that:

• The Site will meet your requirements
• The Service will be uninterrupted, timely, secure, or error-free
• Results obtained from the Site will be accurate or reliable
• Any errors will be corrected

Limitation of Liability

Your Responsibility

You are solely responsible for:

• The data you input into calculators
• Decisions made based on calculation results
• Verifying calculations for your specific use case
• Consulting with appropriate professionals
• Understanding the limitations of each calculator
• Compliance with applicable laws and regulations

Intellectual Property

Our Content

All content on the Site, including but not limited to:

• Text, graphics, logos, and images
• Calculator functionality and algorithms
• Software and code
• Design and layout

is owned by us or our licensors and is protected by copyright, trademark, and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal or commercial calculation purposes, subject to these Terms.

Restrictions

You may not:

• Copy, reproduce, or download substantial portions of the Site
• Redistribute, sell, or commercially exploit our content
• Create derivative calculators based on our tools
• Use our content in your own products or services without written permission

Third-Party Services

Advertising

The Site displays third-party advertisements. We are not responsible for:

• The content of third-party ads
• Products or services advertised
• Any transactions with advertisers
• Advertiser privacy practices

Clicking on advertisements is at your own risk.

External Links

The Site may contain links to third-party websites. We do not:

• Endorse or control external sites
• Take responsibility for their content, privacy practices, or terms
• Guarantee their accuracy or reliability

Visiting external links is at your own risk. We encourage you to review the terms and privacy policies of any external sites you visit.

Third-Party Data Collection

Third-party advertising and analytics services may collect data about your visit. Please review our Privacy Policy and the privacy policies of these third-party services for more information.

User Conduct

You agree to use the Site in accordance with all applicable laws and regulations. You will not:

• Engage in any activity that violates the rights of others
• Harass, abuse, or harm others
• Transmit spam or unsolicited messages
• Impersonate any person or entity
• Collect information about other users

Indemnification

You agree to indemnify, defend, and hold harmless Margin Calculators, its operators, affiliates, and partners from any claims, damages, losses, liabilities, and expenses (including reasonable attorney fees) arising from:

• Your use of the Site
• Your violation of these Terms
• Your violation of any rights of another party
• Any business decisions made based on calculations from the Site

Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data practices.

Copyright Infringement

If you believe content on the Site infringes your copyright, please contact us with:

• Identification of the copyrighted work
• Identification of the infringing material
• Your contact information
• A statement of good faith belief
• A statement of accuracy under penalty of perjury
• Your physical or electronic signature

Termination

We reserve the right to:

• Terminate or suspend your access to the Site at any time, with or without notice
• Modify or discontinue the Site or any feature at any time
• Remove any content at our discretion

Upon termination, your right to use the Site ceases immediately.

Geographic Restrictions

The Site is operated from the United States. We make no representation that the Site is appropriate or available for use in other locations. If you access the Site from outside the United States, you do so at your own risk and are responsible for compliance with local laws.

Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Margin Calculators regarding the use of the Site.

No Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Illinois, without regard to conflict of law principles.

Any disputes arising from these Terms or your use of the Site shall be resolved in the courts of Kendall County, IL.

Dispute Resolution

Informal Resolution

Before filing a claim, you agree to attempt to resolve any dispute informally by contacting us first.

Contact Information

If you have questions or concerns about these Terms, please contact us at:

Email: [email protected]

Special Notice for Business Users

Acknowledgment